A thriving practice led to significant retained earnings. The question: how to make corporate cash productive, safely?
Incorporated professional / HoldCo
Put excess corporate cash to work with stable, tax‑aware growth
Years of retained earnings were sitting unproductive. Public markets felt noisy and one‑off deals felt risky.
This incorporated professional wanted their corporate cash to work harder - generating meaningful income and growth while taking full advantage of the tax-planning opportunities available inside a HoldCo.
We designed a portfolio built for predictable, tax-efficient cash flow and measured long-term growth, blending:
- Institutional-grade real estate across Canadian and U.S. markets for inflation-linked income and capital appreciation.
- Private credit and asset-backed lending to deliver reliable, above-market yields with a focus on capital preservation.
- Essential-service operating companies in healthcare, industrial services, and storage to generate durable, recession-resistant cash flows.
- Specialty real assets such as farmland and energy trusts, providing diversification and inflation protection.
- Selective growth allocations in late-stage private companies and innovation-driven sectors (enterprise software, ag-tech) for targeted upside.
- Tax-advantaged structuring for corporate capital, using investments that may pay a portion or all distributions as return of capital (ROC) - helping to protect after-tax profits and enhance retained earnings.
Their HoldCo cash now compounds quietly with clear reporting and minimal effort.
A disciplined selection process, true diversification, issuer relationships, and structures designed for corporate investors.
Less idle cash, more predictable progress and no DIY deal hunting.
