Why Private Investing Creates Calm in a Noisy World

Public markets rise and fall. Private markets are designed to deliver steady income, diversification, and peace of mind.

Public Markets Were Never Built for Stability

Stock market returns are unpredictable. News cycles create emotional swings. Indexes are built for scale, not for individual investor needs. Many of our clients felt like they were playing a game with rules that kept changing - until they discovered private investing.

“I felt like I had no control over my portfolio. Now I finally understand where my money is working, and why.”

Common feedback from Rainmaker clients

Private Investing Is for Investors Who Want More

Icon - Business owner's brain
Business Owners

You have built or sold a company and want your capital working as hard as you, not sitting idle, tied up in property, or exposed to market swings.

Private investments align with your entrepreneurial mindset, providing disciplined opportunities that match your business acumen.

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Professionals

You have established a thriving career and accumulated wealth in your Professional Corp and Registered accounts. Now you want stability and growth without the stress of market volatility, real estate management, or low-yield GICs.

Private investments give you the freedom to protect your wealth while focusing on your career and passions.

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Families & Retirees

You want dependable income and smart growth that safeguards your legacy; not the anxiety of constant portfolio swings.

Private investments offer the peace of mind to enjoy your family and the life you have worked hard to create.

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UHNW & Family Offices

You seek portfolios built on stable companies, essential real estate, and exclusive late-stage opportunities usually reserved for institutions.

Private investments provide the diversification, stability, and access that elevate your family’s wealth strategy for generations.

A History of Strong, Consistent Returns

These results reflect real Rainmaker portfolios in private companies - transparent, consistent, and aligned. We don’t list all the portfolio details on-line; for good reason. These are shared privately during a consultation, so we can align each opportunity to your specific needs.

#
Name Investment
Since Inception return
3-year return
1-year return
Years of Consecutive Distributions
Issuer Assets Under Mgmt
#
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10.1
9.63
9.92
5.0+
250000000
#
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8.07
7.41
6.16
7.0+
954000000
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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12.22
7.53
6.52
15.0+
7900000000
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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8.6
6.8
4.9
11.0+
501000000
#
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8.26
7.55
8.46
18.0+
276000000
#
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10.35
10.9
10.23
5.0+
2060000000
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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8
8
8
4.0+
227000000
#
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9
9
9
7.0+
145000000
#
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8.7
10.45
7.09
9.0+
1300000000
Averages / Total
9.21
%
9.1
%
7.88
%
0
$13.1 B
#
Investment Name
Annual Income
Target %
Annual Growth Target %
Income & Growth Total %
Distribution Frequency
Currency Options
#
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7
%
2
%
9
%
Monthly
CAD, USD
#
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5.8
%
4
%
9.8
%
Monthly
CAD, USD
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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5
%
4
%
9
%
Monthly
CAD
#
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7
%
1
%
8
%
Monthly
CAD, USD
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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8
%
0
%
8
%
Monthly
CAD
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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6
%
4
%
10
%
Monthly
CAD, USD
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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8
%
1
%
9
%
Quarterly
CAD, USD
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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9
%
0
%
9
%
Quarterly
CAD
#
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5.75
%
2
%
7.75
%
Monthly
CAD
Average
6.61%
2.11%
8.72%
#
Investment Name
Year founded
Inception date of Current investment
Date of Offering Document
#
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2009
06 Jan 20
01 Apr 25
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2009
10 Jan 18
01 May 25
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2009
31 Aug 09
01 May 25
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
Book a Private Investment Consultation >>
2005
01 Sep 13
01 Mar 25
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2007
01 Mar 07
30 Apr 25
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2006
01 Feb 20
27 Jan 25
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2010
09 Jan 21
01 May 25
#
Discover this investment
We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2010
01 Jan 18
01 May 25
#
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We only disclose portfolio investments in a private consultation. This ensures every opportunity is explained in the context of your situation, goals, and risk comfort.
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2016
05 Jan 16
25 Mar 25
Average Years Active
+15 Years
+9 Years

Figures are net of fees and presented for illustrative purposes only. Historical returns reflect reporting from each issuer and may differ from future outcomes. Targeted returns and distributions are objectives only and are not guaranteed. Actual results depend on issuer performance and market conditions. These figures do not reflect the potential impact of distribution treatments such as Return of Capital (ROC). Each investor’s personal tax outcome may differ; please consult your tax professional. Issuer-provided Offering Memorandum, Fund Facts, and marketing materials are available for each investment on this website and should be reviewed before investing. Historical figures last updated May 2, 2025.

“The figures you see are net of fees. With additional advantages like Return of Capital (ROC) treatment, many clients find their after-tax results are even better.”

Why Taxes Make Private Investing Different

"It’s not just what you earn, it’s what you keep." Traditional investments like GICs, mutual funds, and dividend stocks are taxed every year, which erodes returns whether you reinvest or withdraw the income.

Many private investments, by contrast, are structured with Return of Capital (ROC). This allows taxes to be deferred so more of your money continues working — either inside the investment or in your pocket if you are drawing distributions.

Here is a $1,000,000 example, modelled across four investment vehicles over five years, to show the difference at both 6% and 8% returns.

The Key Differences at a Glance

  • Why 6%: Reflects the long-term average returns of traditional public equities and mutual funds, consistent with published research (e.g., TD Economics projects 5–8%, Edward Jones expects 6–7.5%).
  • Why 8%: Represents Rainmaker’s private investment opportunities — aligned with our historical experience and the Issuer's current targets, but still conservative.
  • Tax advantage: Traditional investments are taxed every year, reducing after-tax results. In contrast, with private investments with ROC, most distributions are tax-deferred, allowing more money to stay in your hands and working for you.
  • Inflation erosion: Annual taxation often drives traditional returns below inflation after tax, especially GICs. However, ROC structures preserve more real purchasing power.
  • What is not shown: Many private investments also provide 1%–4% additional annual equity growth, further enhancing long-term results.
  • Stability through volatility: Public markets swing with politics, economics, and sentiment. However, Rainmaker’s private investments have delivered consistent income through historical volatility, giving HNW investors peace of mind.
Investment Type
Annual Payout
Tax (Yr)
After-Tax Cash (Yr)
Total After-Tax
Exit Tax
Total Tax Paid
Final Value
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
19750
Exit Tax
0
Total Tax Paid
19750
Final Value
1019750
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
19750
Exit Tax
0
Total Tax Paid
19750
Final Value
1019750
Notes
Investment Type
Mutual fund (6%)
Annual Payout
60000
Tax (Yr)
30000
After-Tax Cash (Yr)
30000
Total After-Tax
30000
Exit Tax
0
Total Tax Paid
30000
Final Value
1030000
Notes
Investment Type
Mutual fund (6%)
Annual Payout
60000
Tax (Yr)
30000
After-Tax Cash (Yr)
30000
Total After-Tax
30000
Exit Tax
0
Total Tax Paid
30000
Final Value
1030000
Notes
Investment Type
Public stock (6%)
Annual Payout
60000
Tax (Yr)
23400
After-Tax Cash (Yr)
36600
Total After-Tax
36600
Exit Tax
0
Total Tax Paid
23400
Final Value
1036600
Notes
Investment Type
Public stock (6%)
Annual Payout
60000
Tax (Yr)
23400
After-Tax Cash (Yr)
36600
Total After-Tax
36600
Exit Tax
0
Total Tax Paid
23400
Final Value
1036600
Notes
Investment Type
Private w/ ROC (6%)
Annual Payout
60000
Tax (Yr)
6000
After-Tax Cash (Yr)
54000
Total After-Tax
54000
Exit Tax
0
Total Tax Paid
6000
Final Value
1054000
Notes

Cumulative ROC $48,000 (deferred)

Investment Type
Private w/ ROC (6%)
Annual Payout
60000
Tax (Yr)
6000
After-Tax Cash (Yr)
54000
Total After-Tax
54000
Exit Tax
0
Total Tax Paid
6000
Final Value
1054000
Notes

Cumulative ROC $48,000 (deferred)

Investment Type
Annual Payout
Tax (Yr)
After-Tax Cash (Yr)
Total After-Tax
Exit Tax
Total Tax Paid
Final Value
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
98750
Exit Tax
0
Total Tax Paid
98750
Final Value
1098750
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
98750
Exit Tax
0
Total Tax Paid
98750
Final Value
1098750
Notes
Investment Type
Mutual fund (6%)
Annual Payout
60000
Tax (Yr)
30000
After-Tax Cash (Yr)
30000
Total After-Tax
150000
Exit Tax
0
Total Tax Paid
150000
Final Value
1150000
Notes
Investment Type
Mutual fund (6%)
Annual Payout
60000
Tax (Yr)
30000
After-Tax Cash (Yr)
30000
Total After-Tax
150000
Exit Tax
0
Total Tax Paid
150000
Final Value
1150000
Notes
Investment Type
Public stock (6%)
Annual Payout
60000
Tax (Yr)
23400
After-Tax Cash (Yr)
36600
Total After-Tax
183000
Exit Tax
0
Total Tax Paid
117000
Final Value
1183000
Notes
Investment Type
Public stock (6%)
Annual Payout
60000
Tax (Yr)
23400
After-Tax Cash (Yr)
36600
Total After-Tax
183000
Exit Tax
0
Total Tax Paid
117000
Final Value
1183000
Notes
Investment Type
Private w/ ROC (6%)
Annual Payout
60000
Tax (Yr)
6000
After-Tax Cash (Yr)
54000
Total After-Tax
270000
Exit Tax
60000
Total Tax Paid
90000
Final Value
1210000
Notes

Cumulative ROC $240,000, exit CG tax $60,000

Investment Type
Private w/ ROC (6%)
Annual Payout
60000
Tax (Yr)
6000
After-Tax Cash (Yr)
54000
Total After-Tax
270000
Exit Tax
60000
Total Tax Paid
90000
Final Value
1210000
Notes

Cumulative ROC $240,000, exit CG tax $60,000

Investment Type
Annual Payout
Tax (Yr)
After-Tax Cash (Yr)
Total After-Tax
Exit Tax
Total Tax Paid
Final Value
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
19750
Exit Tax
0
Total Tax Paid
19750
Final Value
1019750
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
19750
Exit Tax
0
Total Tax Paid
19750
Final Value
1019750
Notes
Investment Type
Mutual fund (8%)
Annual Payout
80000
Tax (Yr)
40000
After-Tax Cash (Yr)
40000
Total After-Tax
40000
Exit Tax
0
Total Tax Paid
40000
Final Value
1040000
Notes
Investment Type
Mutual fund (8%)
Annual Payout
80000
Tax (Yr)
40000
After-Tax Cash (Yr)
40000
Total After-Tax
40000
Exit Tax
0
Total Tax Paid
40000
Final Value
1040000
Notes
Investment Type
Public stock (8%)
Annual Payout
80000
Tax (Yr)
31200
After-Tax Cash (Yr)
48800
Total After-Tax
48800
Exit Tax
0
Total Tax Paid
31200
Final Value
1048800
Notes
Investment Type
Public stock (8%)
Annual Payout
80000
Tax (Yr)
31200
After-Tax Cash (Yr)
48800
Total After-Tax
48800
Exit Tax
0
Total Tax Paid
31200
Final Value
1048800
Notes
Investment Type
Private w/ ROC (8%)
Annual Payout
80000
Tax (Yr)
8000
After-Tax Cash (Yr)
72000
Total After-Tax
72000
Exit Tax
0
Total Tax Paid
8000
Final Value
1072000
Notes

Cumulative ROC $64,000 (deferred)

Investment Type
Private w/ ROC (8%)
Annual Payout
80000
Tax (Yr)
8000
After-Tax Cash (Yr)
72000
Total After-Tax
72000
Exit Tax
0
Total Tax Paid
8000
Final Value
1072000
Notes

Cumulative ROC $64,000 (deferred)

Investment Type
Annual Payout
Tax (Yr)
After-Tax Cash (Yr)
Total After-Tax
Exit Tax
Total Tax Paid
Final Value
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
98750
Exit Tax
0
Total Tax Paid
98750
Final Value
1098750
Notes
Investment Type
GIC (3.95%)
Annual Payout
39500
Tax (Yr)
19750
After-Tax Cash (Yr)
19750
Total After-Tax
98750
Exit Tax
0
Total Tax Paid
98750
Final Value
1098750
Notes
Investment Type
Mutual fund (8%)
Annual Payout
80000
Tax (Yr)
40000
After-Tax Cash (Yr)
40000
Total After-Tax
200000
Exit Tax
0
Total Tax Paid
200000
Final Value
1200000
Notes
Investment Type
Mutual fund (8%)
Annual Payout
80000
Tax (Yr)
40000
After-Tax Cash (Yr)
40000
Total After-Tax
200000
Exit Tax
0
Total Tax Paid
200000
Final Value
1200000
Notes
Investment Type
Public stock (8%)
Annual Payout
80000
Tax (Yr)
31200
After-Tax Cash (Yr)
48800
Total After-Tax
244000
Exit Tax
0
Total Tax Paid
156000
Final Value
1244000
Notes
Investment Type
Public stock (8%)
Annual Payout
80000
Tax (Yr)
31200
After-Tax Cash (Yr)
48800
Total After-Tax
244000
Exit Tax
0
Total Tax Paid
156000
Final Value
1244000
Notes
Investment Type
Private w/ ROC (8%)
Annual Payout
80000
Tax (Yr)
8000
After-Tax Cash (Yr)
72000
Total After-Tax
360000
Exit Tax
80000
Total Tax Paid
120000
Final Value
1280000
Notes

Cumulative ROC $320,000, exit CG tax $80,000

Investment Type
Private w/ ROC (8%)
Annual Payout
80000
Tax (Yr)
8000
After-Tax Cash (Yr)
72000
Total After-Tax
360000
Exit Tax
80000
Total Tax Paid
120000
Final Value
1280000
Notes

Cumulative ROC $320,000, exit CG tax $80,000

The figures shown are for illustration only and are based on assumed rates of return and simplified tax treatment over a five-year period, including the impact of deferral and tax at disposition. They do not represent actual client results or guaranteed outcomes. Assumptions: GIC interest and mutual fund income taxed annually at 50%; eligible dividends taxed annually at 39%; Return of Capital (ROC) distributions deferred until disposition, with capital gains tax applied on exit. Past performance is not indicative of future results. Actual outcomes will vary depending on each investor’s personal situation, income level, and province of residence. The tax treatment described is general in nature and may not apply to every investor. Please seek independent advice from your tax professional regarding your personal situation. Issuer-provided Offering Memorandum, Fund Facts, and marketing materials are available for each investment on this website and should be reviewed before investing. Historical figures last updated May 2, 2025.

“Notice how private investments with Return of Capital (ROC) treatment can deliver comparable or slightly higher final values — but provide substantially more cash flow and less annual tax drag.”
How the Tax Treatment Works
Different investments are taxed in different ways. Here’s why ROC treatment creates such an advantage:
  • Interest (GICs) : Fully taxable each year at your marginal rate. Little flexibility, predictable but inefficient.
  • Eligible Dividends (Public Stocks) : Eligible dividends taxed annually at ~39%, creating ongoing drag.
  • Mutual Funds : Often taxed as interest or mixed income, with little deferral benefit.
  • Return of Capital (ROC) : Much of the cash flow is not immediately taxable; instead, it reduces cost base and is taxed later as capital gains. This is the hidden advantage that allows more money to keep working.
  • Other Potential Tax Benefits of Private Investments : Structures may allow for capital gains treatment, depreciation advantages, and Holdco alignment for incorporated investors.

Designed for Stability, Growth, and Control.

Private portfolios are structured for:
Predictable Income
from established operating businesses and real assets.
Diversification
beyond the public markets.
Icon - Long-term Growth graph
Alignment
with long-term stability, not short-term speculation.
Direct Access
to institutional-grade opportunities.

From Complexity to Clarity

“After selling our business, we were overwhelmed by options. Rainmaker gave us a clear strategy, now our wealth works for us while we enjoy life!”

Business Owner, Kelowna and Winnipeg

Your Wealth Deserves Calm, Not Chaos

Every journey begins with a conversation. Book a private consultation to see if private investing fits your goals.

Please select an option:

You are booking a private online meeting with Sean Blix, Rainmaker’s Founder and Private Investment Advisor.

Icon - Consultation
Objective:
Give you clarity, direction, and next steps; without any pressure.
Consultation duration icon
Duration:
30 Minutes
Online video meeting location icon
Location:
Online video conference (link provided after booking)
Sean Blix, Rainmaker Founder and Private Investment Advisor
Advisor:
Title:
Sean Blix
Founder & Private Investment Advisor
Please note:
  • Available to accredited investors. Others may qualify, contact us.
  • Typically 2–3 hours are made available each weekday morning for consultations via Zoom or phone.
  • The calendar below shows live availability for the next 10 business days.
  • Need a time outside the listed options? Contact us with your preferred date and time; we will do our best to accommodate you.

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