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Key Investment Target & Performance Metrics
Targeted Distribution
8
Annual distribution target.
Targeted Growth
0
Annual growth target.
Combined Target
8
Total annual target. (income + growth)
Distribution frequency
Monthly
Dependable timing.
Years with no missed payments
18.0+
Inception of investment
March 1, 2007
Registered Funds eligibility
Yes
RRSP, TFSA, LIRA, RRIF
Past Performance
Trailing Average Since Inception*
8.26
Income & Growth
Trailing 3 Year Average*
7.55
Income & Growth
Trailing 1 Year Average*
8.46
Income & Growth
Assets Under Management (AUM)*
276000000
Issuer reported. Past performance does not guarantee future results.
What a $500,000 Allocation Looks Like in This Investment
Targeted Results
Distributions
40000
Equity Growth
0
Distributions + Equity Growth
40000
"A $500,000 allocation in AP Capital MIC is targeting approximately $40,000 annually; $40,000 from monthly distributions and $0 from equity growth."
Figures are for illustration only and do not represent guaranteed outcomes. See Offering Documents for details.
Historical Results
Distributions + Equity Growth
41300
"Since its inception in 2007, a $500,000 allocation in AP Capital MIC has averaged approximately $41,300 per year from both monthly distributions and equity growth."
Issuer-reported results since inception. Past performance does not guarantee future outcomes. Individual results may vary.
Stocks
Share prices react by the minute. AP Capital MIC lends against Canadian homes inside a defined credit box, with short-dated loans that turn over regularly. Cash flow is built from interest and fees and has been paid on a monthly schedule without interruption since 2010.
Mutual Funds
Mixed baskets can blur what is doing the work. This is a single mortgage mandate with transparent underwriting and active servicing. Short terms allow the book to reprice as conditions change, which supports a consistent monthly pay-out rather than index drift.
GICs & Cash
If you value a dependable monthly income, this is the key difference. AP has paid monthly without missing a month since 2010 and publishes a current distribution rate in the high single digits (recently 7.5% p.a. for Class B and 8.0% p.a. for Class F), adjusted occasionally as rates move. (Sept 2025)
Real Estate
Owning doors concentrates risk and time in a few properties. A diversified mortgage portfolio spreads exposure across many borrowers and regions, keeps the connection to real assets through collateral, and has delivered a steady, issuer-reported monthly pay-out through different market cycles.
- Investors who want consistent monthly income from short-term residential mortgages concentrated in Western Canada.
- Clients who prefer the stability of lending rather than owning property or public REIT volatility.
- A practical way to keep RRSP or TFSA balances productive with steady, scheduled distributions.
Investment summary details
- Annual Rate of Return Target Minimum* (Income + Equity Growth Combined)8
- Annual Rate of Return Target* (Income Only)8
- Annual Rate of Return Target* (Equity Growth Only)0
- Distribution FrequencyMonthly
- Years of Consecutive Distributions18.0+
- Year issuer was founded2007
- (AUM) Assets Under Management of Issuer276000000
- Tax treatment benefits (ROC etc)TBD
- Eligible for Registered Accounts (RRSP, LIRA, RIFF etc)Yes
- CurrencyCAD
- Hurdle rate for investors before management participates in profits6
- Split ratio paid to investors of additional profits (investors : Management)
- Early Redemption OptionsOngoing; ~15 days; fees may apply
- Commission % paid to Dealer (*Paid by the Issuer, not the investor)5
- Trailer % paid to Dealer (*Paid by the Issuer, not the investor)1
- Date investment originated01 Mar 07
- Date of latest offering documents30 Apr 25
Ready to capture This Opportunity?
You can express interest or submit a non-binding investment order using the form below. A licensed advisor will contact you to verify suitability and answer any questions. No payment is collected at this stage.
The private investment shown on this page is available to Canadian residents who qualify under the exempt market rules in their province of residence. Non-resident investors will only be considered if they contact Rainmaker Investment Advisory on their own initiative.
The numbers you see here are targets and illustrations. They are based on offering documents and historical reporting from each issuer, but they are not guarantees of future performance. Every client’s outcome will differ. Past results, while encouraging, are not a promise of what comes next. We encourage you to speak with your tax advisor to understand how these investments may apply to you.
Before making any decision, please review the full Offering Memorandum, Fund Facts, and supporting documents for each investment. These contain the detailed terms, risks, and eligibility requirements.Private investments can be powerful, but they also carry risk, including reduced liquidity, potential loss of principal, and uncertain timelines. Distributions are targeted, not guaranteed.
The numbers you see here are targets and illustrations. They are based on offering documents and historical reporting from each issuer, but they are not guarantees of future performance. Every client’s outcome will differ. Past results, while encouraging, are not a promise of what comes next. We encourage you to speak with your tax advisor to understand how these investments may apply to you.
Before making any decision, please review the full Offering Memorandum, Fund Facts, and supporting documents for each investment. These contain the detailed terms, risks, and eligibility requirements.Private investments can be powerful, but they also carry risk, including reduced liquidity, potential loss of principal, and uncertain timelines. Distributions are targeted, not guaranteed.
You are booking a private online meeting with Sean Blix, Rainmaker’s Founder and Private Investment Advisor.
Objective:
Give you clarity, direction, and next steps; without any pressure.
Duration:
30 Minutes
Location:
Online video conference (link provided after booking)
Advisor:
Title:
Title:
Sean Blix
Founder & Private Investment Advisor
Founder & Private Investment Advisor
Please note:
- Available to accredited investors. Others may qualify, contact us.
- Typically 2–3 hours are made available each weekday morning for consultations via Zoom or phone.
- The calendar below shows live availability for the next 10 business days.
- Need a time outside the listed options? Contact us with your preferred date and time; we will do our best to accommodate you.